Association Professional Liability Insurance (APLI) — also called non-profit Directors and Officers Liability Insurance (D&O) — is the most important coverage in any association/non-profit insurance portfolio. This coverage protects the organization and its leadership from allegations of imprudent management or errors and omissions in conducting their everyday operations.

Many policies are available in the insurance marketplace, but no two are alike. One of the most critical areas of your APLI policy is Employment Practice Liability coverage, i.e., claims alleging wrongful termination, sexual harassment, and employee discrimination. Dealing with employee grievances leads to more professional liability claims than any other cause. LRS&C will work with your organization to provide the most appropriate and cost-effective APLI solution.

At LRS&C we offer Office Packages that include coverage for general and automobile liability, property, workers compensation, and crime/employee dishonesty. We also help you identify and obtain coverage for areas of risk that are unique to your organization.

A great many associations depend on the revenues generated by conventions, meetings, and exhibitions. Event Cancellation coverage provides assurance that revenues projected for future events will not be interrupted by some unforeseen circumstance. LRS&C makes it easy to obtain this specialty coverage — just print the appropriate Showstoppers application from the links below — and fax or mail it back to LRS&C for a quote.

Showstoppers Application (Maryland / Virginia)
Showstoppers Application (District of Columbia)