Small Business
According to the National Federation of Independent Businesses (NFIB), small business creates two-thirds of the new jobs and 98 percent of the new businesses in America, and it generates 40 percent of the U.S. Gross Domestic Product. According to a recent survey of its members, NFIB reports that one of the biggest headaches for U.S. entrepreneurs is the cost and availability of insurance. Of those surveyed, 19 percent listed it second only to taxes as a frustration in their professional lives.

Many small businesses turn to LRS&C's experienced partners and agents for a review of their existing insurance program. Jim Riddle, Tom Schimmel, Peter Stork and our account executives analyze needs, research options, and recommend coverages specifically designed to meet the needs of your small business.

A simple, useful package developed by insurance companies for small and mid-sized businesses is the business owners policy (BOP). BOPs may include property insurance, business interruption insurance, and liability protection.

BOPs do not cover professional liability, auto insurance, worker's compensation or health and disability insurance. You'll need separate insurance policies to cover professional services, vehicles and your employees, and LRS&C can help you with all of these areas of insurance protection.